Most loan companies cut their no equity loan programs, but we offer 100% mortgages to qualified applicants online. We extend credit on a variety of home loans to people with no money down and bad credit. Our participating lenders provide solutions with refinance and home loans for people who have bad credit and no equity. Take out loans up to 100% Loan To Value. Take out a mortgage to purchase your first home, or for financing your 2nd home, or vacation property. Get 100% home financing for owner occupied and non-owner properties. Even if you have bad credit scores, we can help you finance your first or second home. Our lenders provide over 100 mortgage programs for borrowers with all ranges of credit scores. Buying a home with no money down is still possible with USDA and VA mortgage loans. If you are not eligible for VA or USDA loan programs, then consider FHA that only requires a 3.5% down-payment.
Buying a Home with Low Credit Scores and No Money Down
- 15 and 30 Year Mortgages to 100%
- Hard Money Loans Available
- Military Mortgages with Zero Down
- Sub-Prime Refinancing
- No Money Down Purchase Mortgages
- 80-20 Home Loans
- Home Loans with Bad Credit and No Money Down
- No Down Payment Mortgage Loans
- 1-Payment Mortgages to 100%
- 100% Loan with USDA
Buy a Home with No Down-Payment or Refinance Your Mortgage to 100%
Just a few years ago, most mortgage companies offered no money down home loans, but today only there are only a handful of experienced lenders offering the USDA and VA home loans. Don't miss out on affordable mortgage rates for no equity mortgages. Now is the time to discuss no money down home buying or no equity refinancing while rates are low and the programs still exist.
It is no secret that default rates are down and delinquency metrics have improved so typically that means banks and mortgage companies will ease requirements and credit standards in the year to come. Many mortgage economists are predicting that 100% mortgages may discontinued because of the high default ratio. The FHAHLR blog outlined the benefits of the FHA Refinance Streamline.
- Borrow up to 100% with VA Mortgages
- Mortgage Refinancing up to $650,000
- VA Streamline Loans
- FHA Streamlining to 100%
- No Equity Refinancing
- Adjustable Interest Rates
- Fixed Mortgage Rates
- Check LTV Requirements on Jumbo Mortgages